The ways you spend your time, your energy, and your purchasing dollars are investments just as much as any brokerage account is, and they deserve the same kind of attention. The Resilient Investor shows you how to expand the concept of investing beyond stocks and bonds, wake up from dangerous old investing patterns, open your eyes to new opportunities, and build a better world. The book´s centerpiece is the Resilient Investment Map, which first lays out three classes of assets: personal (your time), tangible (the things you own or have access to), and financial (traditional investment funds). Then it offers three different strategies for those assets. You can invest them in ways that strengthen yourself, your family, and your community; in ways that encourage the continued growth of a sustainable global economy; or in more visionary efforts that will help create a better future. You´ll learn how to diversify your investment eggs into many more baskets than those offered by Wall Street. The goal is to make yourself more resilient: able to anticipate and prepare for disturbance, rebuild as necessary, and adapt and evolve when possible. For example, investing in food and energy self-sufficiency will help if the financial system takes another tumble. But, as the authors persuasively argue, the choices that ultimately make you the most resilient also enhance our communities, our economy, and the planet - paying true dividends to everyone. 1. Language: English. Narrator: Don Sobczak. Audio sample: http://samples.audible.de/bk/acx0/031575/bk_acx0_031575_sample.mp3. Digital audiobook in aax.
Thrift Savings Plan Investor´s Handbook for Federal Employees: FEDweek LLC
To win in business requires a winning business plan. To write a winning business plan requires listening to Garrett Sutton´s dynamic audiobook on the topic. Writing Winning Business Plans provides the insights and the direction on how to do it well and do it right. Rich Dad/Poor Dad author Robert Kiyosaki says, ´´The first step in business is a great business plan. It must be a page turner that hooks and holds a potential investor. Garrett Sutton´s Writing Winning Business Plans is the book for key strategies on preparing winning plans for both business and real estate ventures.´´ Crisply told and featuring real life illustrative stories, Writing Winning Business Plans discusses all the key elements for a successful plan. Topics include focusing your business vision, understanding your financials and analyzing your competition. Also covered are how to really use your business plan as a tool and how to attract funding for your new or existing businesses. As business plan competitions become more popular around the world Writing Winning Business Plans also discusses how to enter and how to win these ever more lucrative contests. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio. 1. Language: English. Narrator: Steve Stratton, Garrett Sutton. Audio sample: http://samples.audible.de/bk/hach/001126/bk_hach_001126_sample.mp3. Digital audiobook in aax.
No matter what age you are... no matter what your income is... no matter what your expenses are today or are going to be in the years to come... no matter what you have or haven´t done so far to prepare for those expenses... you can still create the kind of personal financial prosperity and security other people have. And you can do it without the hardship, effort, or sacrifice you may think it will take. Thousands of ´´late-start investors´´ in their 30s, 40s, 50s, 60s, even 70s, have started late but finished wealthy, just by applying themselves and following a few amazingly simple principles - the same principles you´ll discover in The Late-Start Investor: The Better-Late-Than-Never Prosperity Plan. In this timely program, you´ll learn everything you need to know and do to get to that place of financial security and growth you´re dreaming of. In The Late-Start Investor you´ll discover how to: Cash in on the hidden gold mines in your 401(k) and other retirement plans. Start late but finish wealthy in the stock market - even in today´s volatile economic climate! Keep the most of what you earn at tax time by taking advantage of little-known secrets. Lose the ´´have to have´´ mentality, get clear on what you really want and need for the rest of your life and what you need to do to achieve it, and then establish the steps that will get you there. Manage your cash month to month without creating a budget, so that your past is paid up, your present is taken care of, and your future is well-funded. Preserve your wealth and protect yourself from inflation, with an investment strategy whose power most people never realize. Pay for your children´s education and still be creating prosperity - even if you´re starting at zero. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along wi 1. Language: English. Narrator: John Wasik. Audio sample: http://samples.audible.de/bk/ntgl/000179/bk_ntgl_000179_sample.mp3. Digital audiobook in aax.
The Chief Investment Officer of Merrill Lynch Wealth Management explains why goals, not markets, should be the primary focus of your investment strategy-and offers a practical, innovative framework for making smarter choices about aligning your goals to your investment strategy. Today all of us bear the burden of investing wisely, but too many of us are preoccupied with the wrong priorities-increasing returns at all costs, finding the next star fund manager, or beating ´´the market.´´ Unfortunately conventional portfolio theory and the grand debates in finance have offered investors only incomplete solutions. What is needed, argues Ashvin B. Chhabra, is a framework that shifts the focus of investment strategy from portfolios and markets to individuals and the objectives that really matter: things like protecting against unexpected financial crises, paying for education or retirement, and financing philanthropy and entrepreneurship. The Aspirational Investor is a practical, innovative approach to managing wealth based on key goals and the careful allocation of risks rather than responding to the whims of the financial markets. Chhabra introduces his ´´Wealth Allocation Framework,´´ which accommodates the three seemingly incompatible objectives that must underpin every sound wealth management plan: the need for financial security in the face of known and unknowable risks; the need to maintain current living standards over time despite inflation; and the need to pursue aspirational goals for wealth creation. Chhabra reveals some surprising facts about wealth creation, reinterprets the success formulas of investing greats like Warren Buffett, and closes the gap between theory and practice by simplifying our understanding of key asset classes and laying out a concise roadmap for identifying, prioritizing, and quantifying financial goals. Raising the bar for what we should expect from our investment portfolios-and our financial advisors-The Aspirational Investor sets us on a path to more confident and fulfilling financial lives.
A timeless approach to investing wisely over an investment lifetime With the current market maelstrom as a background, this timely guide describes just how to plan a lifetime of investing, in good times and bad, discussing stocks and bonds as well as the relationship between risk and return. Filled with in-depth insights and practical advice, The Investor´s Manifesto will help you understand the nuts and bolts of executing a lifetime investment plan, including: how to survive dealing with the investment industry, the practical meaning of market efficiency, how much to save, how to maintain discipline in the face of panics and manias, and what vehicles to use to achieve financial security and freedom. * Written by bestselling author William J. Bernstein, well known for his insights on how individual investors can manage their personal wealth and retirement funds wisely * Examines how the financial landscape has radically altered in the past two years, and what investors should do about it * Contains practical insights that the everyday investor can understand * Focuses on the concept of Pascal´s Wager-identifying and avoiding worst-case scenarios, and planning investment decisions on that basis With The Investor´s Manifesto as your guide, you´ll quickly discover the timeless investment approaches that can put you in a better position to prosper over time.
The Complete Tax Guide for Real Estate Investors:A Step-By-Step Plan to Limit Your Taxes Legally Jackie Sonnenberg
There´s never been a better time to be an ordinary investor. With more opportunities, lower costs, and a more level playing field than ever before, the individual really can go head-to-head with the professionals. But there remains one big difference between Wall Street (or the Square Mile) and the individual investor: technique and experience. Superinvestors provides both in a new way. Based on MoneyWeek´s popular ´´Great Investors in History´´ column, it takes an in-depth look at 20 of the best investors in the last 200 years and shows the listener how to copy them. These investors have been picked for a variety of criteria, including their investing excellence, the different ways in which they made money - and, above all, for what they can teach individual investors. Investors representing a wide range of investment styles are included - ranging from David Ricardo, who made a fortune by correctly predicting the outcome of the Battle of Waterloo, to the patient value-orientated approach of Warren Buffett. The book also looks at some of the innovators, including John Bogle´s development of index funds as a low-cost way of getting exposure to the market and David Harding´s data-driven approach that aims to avoid human emotion. The book then looks at each of the investors´ careers in depth. This includes their background, the strategies that they used to beat their peers and an honest evaluation of their success, using a special star ranking system. Naturally, the main focus is on their best investments. However, sometimes failures can be extremely instructive - and the book looks at those investments that didn´t quite go to plan. Finally, each chapter concludes by detailing the lessons that ordinary investors can learn from them. Superinvestors is a treasure trove of success stories, cautionary tales, legendary stock picks and world-beating strategies that will fascinate and inspire investors of every level. 1. Language: English. Narrator: Fenella Fudge, Simon Rose, David Ricardo, Pearce, Glenn Thompsett, Ed Bowsher, Gavin Oldham. Audio sample: http://samples.audible.de/bk/acx0/092080/bk_acx0_092080_sample.mp3. Digital audiobook in aax.
As recently as a generation or two ago, the lack of financial ability wasn´t a handicap for the average person. But in today´s world - where most of us have been forced to manage our own investment and retirement portfolios - it has become essential to understand the finer points of our financial life. While the meltdown of 2008 - 2009 has compounded the complexity of the investment landscape, timeless investment principles can help you navigate even the toughest investment terrain. That´s why best-selling author William Bernstein - a grassroots hero to independent investors - has written The Investor´s Manifesto. Approaching the problems of investing and saving from the perspective of someone who has had to figure it out for himself, Bernstein knows firsthand how difficult these endeavors can be - especially for those with little professional experience in this arena. Now, with the current market maelstrom as a backdrop, he skillfully describes what it takes to plan for a lifetime of investing, discussing stocks and bonds as well as the relationship between risk and return. Potentially generous returns are available to the brave, the disciplined, and the liquid. If you follow the advice found here and keep your head while others lose theirs, then you will have a fighting chance of avoiding the financial pitfalls in front of you and profiting over the long-term. 1. Language: English. Narrator: Scott Peterson. Audio sample: http://samples.audible.de/bk/gdan/000334/bk_gdan_000334_sample.mp3. Digital audiobook in aax.