A smart, comic pause-resister about a Silicon Valley family in free fall over the course of one eventful summer from the author of Watch Me Disappear and the upcoming Pretty ThingsWhen Paul Miller’s pharmaceutical company goes public, making his family IPO millionaires, his wife, Janice, is sure this is the windfall she’s been waiting years for - until she learns, via messengered letter, that her husband is divorcing her (for her tennis partner!) and cutting her out of the new fortune. Meanwhile, 400 miles south in Los Angeles, the Millers’ older daughter, Margaret, has been dumped by her newly famous actor boyfriend and left in the lurch by an investor who promised to revive her fledgling post-feminist magazine, Snatch. Sliding toward bankruptcy and dogged by creditors, she flees for home where her younger sister Lizzie, 14, is struggling with problems of her own. Formerly chubby, Lizzie has been enjoying her newfound popularity until some bathroom graffiti alerts her to the fact that she’s become the school slut. The three Miller women retreat behind the walls of their Georgian colonial to wage battle with divorce lawyers, debt collectors, drug-dealing pool boys, mean girls, country club ladies, evangelical neighbors, their own demons, and each other, and in the process they become achingly sympathetic characters we can’t help but root for, even as the world they live in epitomizes everything wrong with the American Dream. Exhilarating, addictive, and superbly accomplished, All We Ever Wanted Was Everything crackles with energy and intelligence and marks the debut of a knowing and very funny novelist, wise beyond her years. 1. Language: English. Narrator: Rebecca Lowman. Audio sample: http://samples.audible.de/bk/bkot/001073/bk_bkot_001073_sample.mp3. Digital audiobook in aax.
Break the chains, achieve financial freedom, and leave the nine-to-five with US real estate.Are you interested in real estate investing, but aren’t sure how to begin? Do you want to live your life on your terms, create true long-term wealth, and break the chains of a job? Do you want to achieve financial freedom? Do you feel confused by US investment lingo, or unsure you have the ability to make a career of it? Do you wish you could make millions and free yourself from that desk...for life?You, my friend, need the help of Reed Goossens and his new book Investing in the US: The Ultimate Guide to US Real Estate.This bold instructional book, taught by a surprisingly down-to-earth real estate investor, brings passion and excitement to a subject that most consider inaccessible. Goossens shares knowledge built on almost a decade of real estate success and hundreds of millions of dollars worth of controlled assets which has allowed him to achieve financial freedom, quit his job, and live his life on his terms!Wish this same story could be yours? It can.This audiobook will teach you how to:Get started in the exciting, yet daunting, world of real estate investmentDecode the complicated lingo and insider speak of the industryFind the right investment market for your needs and abilitiesReview the competition and find your openingBecome a financing expert and choose the right options for youSpin deals to your advantage and close them with aplombTurn these steps into a reliable, repeatable processDitch debt, break the chains, and leave your nine-to-five behindLive a life of design, intention, and success, every dayOf all the investors in the US market, Reed Goossens is, perhaps, the most qualified to teach US investing. As an Australian, he had to learn the tricks of the trade from nothing, exploring the market from the outs 1. Language: English. Narrator: Shawn Motes. Audio sample: http://samples.audible.de/bk/acx0/195039/bk_acx0_195039_sample.mp3. Digital audiobook in aax.
Money management can be intimidating. Fortunately, most of us only need to know a few basic principles to get our financial houses in order. Learn these principles in this comprehensive overview of what everyday people need to know to make good financial decisions. Using a scientific, evidence-based approach, Professor Finke shows how humans are hard-wired to make emotional decisions that often run counter to the best course of action when it comes to finances - and gives tips for how to avoid these common mistakes. The goal of money management is to maximize our happiness at every stage of our lives. Whether you are a novice investor or a seasoned pro, starting your first job or contemplating retirement, these 24 straightforward lectures are an excellent primer for making successful financial decisions at every stage of your life. Professor Finke takes you on a tour of some of the most widely available financial products and tools, from mutual funds to life insurance to college savings accounts, and he offers evidence-based guidance for building a financial strategy. After reviewing the psychology of decision-making - and how our instincts often steer us wrong when it comes to loss aversion, risk tolerance, and information overload - Professor Finke explains the "life cycle theory" of financial planning. This eye-opening theory offers a framework for making financial decisions based on the different stages of your life, and it will give you an entirely new perspective on money management. The goal is simple: to get the most out of your money across time. While everyone's life is different, the information and sound advice in this course will empower you to create your own financial plan to reach your goals. From setting financial goals and managing debt responsibly to investing in home ownership and preparing for retirement, Professor Finke provides a worry-free approach to handling all aspects of your financial life. PLEASE 1. Language: English. Narrator: Michael Finke. Audio sample: http://samples.audible.de/bk/tcco/000396/bk_tcco_000396_sample.mp3. Digital audiobook in aax.
Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. Unlike an Angel investor, a Vulture Investor buys up Assets and Financial instruments below cost from distressed Intities. This could take the form of Securities, Debt, held assets, real estate, etc. A Vulture Investor may purchase the controlling shares of a company in order to liquidate, thereby realizing a higher yield return on investment than the original purchase price. Real Estate could be purchased from a Borrower who is no longer able to make payments on their loan and needs to sell the Property in order to improve their balance sheet or retain their Credit rating. The main difference is that Vulture Investors rescue others from their own mistakes, where as Angel Investors provide seed money in the hope that the investment will work.
Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. A split capital investment trust (split) is a type of investment trust which issues different classes of share to give the investor a choice of shares to match their needs. Most splits have a limited life determined at launch known as the wind-up date. Typically the life of a split capital trust is five to ten years. The type of share invested in is ranked in a predetermined order of priority, which becomes important when the trust reaches its wind-up date. If the split has acquired any debt, debentures or loan stock, then this is paid out first, before any shareholders. Next in line to be repaid are Zero Dividend Preference shares, followed by any Income shares and then Capital. Although this order of priority is the most common way shares are paid out at the wind-up date, it may alter slightly from trust to trust.
Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. Single-tranche CDO is a natural extension of full capital structure synthetic CDO deals, invented by Stefano Italiani. These are bespoke transactions where the bank and the investor work closely to achieve a specific target. In a bespoke transaction, the investor has 100% say on the rating of the tranche, maturity of the transaction, coupon type (fixed or floating), subordination level, type of collateral used etc. Typically the objective is to create a debt instrument where the return is significantly higher than comparably rated bonds. This is also viewed as rating arbitrage, hence these CDOs are also called arbitrage CDOs. In a nutshell, a single-tranche CDO is a CDO where the issuing bank effectively holds the rest of the capital structure and does not place it.
Bonds have long been a stalwart of investment. More than $100 billion was invested in municipal bonds alone in 2006. Now, with the economy a little less certain than it has been in recent decades, the demand for a secure place to invest money has lead to resurgence in interest in the use of bonds for many investors. Because there are many peculiarities in bond investment, you must have a basic understanding of the market, the bond issuer, how to measure rates of return and how to maximise those rates. This book provides anyone who has never invested in bonds before the ideal handbook to start investing in and earning massive returns from bonds. You will learn everything the savvy investor needs to effectively turn a high risk portfolio into a constantly growing, steadily developing source of wealth. You will learn how bonds operate on a very basic level, including the numerous different kinds of bonds and how bond funds can be a highly lucrative option. You will learn the fundamental differences between government, municipal, and corporate bonds and how much of a return you can expect from each. You will learn the basic methods of valuation and yield that bonds are measured by and how you can evaluate bonds with three basic steps. You will be guided through determining the face value, coupon rate, and sale price of a bond, as well as the ratings, insurance, maturity, callability, and taxes that might be associated with it. The importance of interest rates, inflation, and supply and demand in affecting the yield of your bonds will be detailed as well to ensure you make a careful investment. In addition to a comprehensive guide on the many options and methods of investing in bonds, dozens of interviews with financial gurus from around the nation have been conducted to provide critical, real world advice on how to successfully invest your money into bonds. You will be shown the risk free methods by which to invest in bonds, making low interest returns on U.S. government bonds, as well as the higher risk methods that will allow you to make great returns by investing in industrial and corporate bonds. You will learn how to look overseas for even more lucrative options and how to measure the risk of your bonds based on the debt in which you are investing and the callability of any one bond issuer. You will be shown how to effectively balance your portfolio to include bonds without ignoring the necessity and place for other investments. For any investor who has been agonising over how to safely invest money for a high return, this book is for you, guiding you through the complex, but rewarding, world of bond investments.
Simplify Your Landlord Experience with Smart Strategies and Smarter Tools 'Without Landlording on Autopilot, I doubt I would have ever succeeded with rental properties. Mike's book guided my business every step of the way, and I owe a huge debt to Mike for his insights. This book is a MUST-READ for any current or future landlord.' -Brandon Turner, BiggerPockets.com Landlording on Autopilot is the property investor's guide to doing it all with less stress and higher profits. As a full-time undercover police detective, author Mike Butler developed his proven, simple system for managing hundreds of rentals on the side; in this book, he shares his methods to help you transition your rentals from a headache into a fun, problem-free source of consistent higher profits and income. Whether you're looking for your first rental property, or just looking for a better way to manage the ones you have, this book shows you his strategies, mind-set, tools and technologies to make your rental business a boatload easier while giving you a lot more time to do what you want! Mike's simple methods can be implemented in downtown Manhattan or Anytown, USA, whether you manage high-end penthouses or Section 8 rentals, and you can do it all from your smartphone or tablet--and best of all, most of the technology doesn't cost a penny. There comes a time in every landlord's 'landlording' experience when the income doesn't feel worth the hassle. Don't give up! Investment property can be a wonderful source of income--with the right approach. Mike Butler's approach is 'autopilot', and it tips the scales toward more profit, more income, and much less stress. * Discover the latest--and mostly free--landlording technologies * HUGE Updates on Section 8, rental application processing changes, and more * How To deal with the latest rash of federal, state, and local laws attacking landlords * Explore market trends and conditions through the eyes of a seasoned real estate investor If your properties are taking up too much of your life, Landlording on Autopilot is your ultimate guide to reclaiming your time--and your profit. PLUS... FREE GIFTS from Mike Butler! * '159 point Rent Ready Checklist' * 'Your 18 page 'Ultimate How To Guide' to Taking Multi-Purpose Photos and Videos of Your Rentals' * 12 Brand New Updated FORMS for Your Rental Business
IF YOU KNEW WHAT I KNOW... Would you buy a municipal bond for the subways in New York City that's rated AA-, or only A? Would you care what a bond is for as long, as it's a general obligation backed by the issuer's full faith, credit, and taxing power? Would you pay 109 for a bond, a premium of $90 for every $1,000 face value, knowing you're going to get back only $1,000 at the end??Would it be crazy to buy a 30-year bond at age 80? Would you read 'these bonds are not a debt of the state' as a fair warning, Buyer Beware??Tax free municipal bonds. Would you buy them at all? STRAIGHT TALK FROM THE MAN WHO PUT MUNIS ON THE MAP FOR THE INDIVIDUAL INVESTOR. Would telling you the whole story about investing in municipal bonds, and making sure you know the risks involved, kill the sale? 'I'll take my chances,' says Jim (Municipal Bonds Are My Babies) Lebenthal. For 45 years, Jim Lebenthal wrote and starred in the Lebenthal family's municipal bond business commercials - information nuggets that educated the public and turned munis into a household word, wherever his face and voice were seen and heard. Outraged by what Wall Street had done to the financial markets with reckless abandon, and Bernie Madoff with malice aforethought, Jim gives equal time in Lebenthal On Munis&#8230;Deciding, 'Yes&#8230;' or 'No!' to the Whys and Why Nots for investing in his 'babies.' 'Balancing the heady appeal of tax exemption with the payment record of municipal bonds in the Depression and the volatility of resale prices during the inflation tortured '70s and '80s, isn't optional for a broker,' says Lebenthal. 'Full Disclosure is the law.' In Lebenthal on Munis, Jim carries out that law, even if Full Disclosure means turning Jim and his babies, thumbs down. DECIDING, 'YES&#8230;' OR 'NO!'